Modulo is a non-custodial wallet and collateral management protocol that unlocks instant, secure, cross-chain DeFi for BTC, ETH, SOL, XRP and more.
Borrow, lend, stake and trade instantly – no bridging, no headaches, no compromises.
Universal Access Manage: BTC, ETH, SOL, XRP and hundreds of other assets within a single interface.
No bridging required: Utilize native assets in your Modulo Vault to access the best of cross-chain defi—reduce fees and complexity while staying fully in control.
Non-Custodial by Design: As a non-custodial solution, you are in full-control. Approve or remove access to any or all defi protocols supported by Modulo.
One-Stop Borrowing: Instantly post your crypto as collateral and borrow any Modulo asset without bridging.
Fixed Terms & Rates: Borrow with certainty by taking advantage of fixed rates and fixed terms for loans.
Flexible Collateral: Increase capital efficiency by allocating any of your assets, including tokenized RWAs, as portfolio collateral.
Built using best-in-class wallet tech: Wallets are generated in isolated, secure computing enclaves so your private keys are never exposed.
Account recovery available by design: Never worry about losing access. Opt in for account recovery with your choice of multi-factor authentication methods.
Simplified Log-in: Utilize passkeys to securely access your crypto across multiple devices.
Unified cross-chain access: Manage assets and interact with your favorite DeFi protocols from a single, user-friendly dashboard—no extra apps or browser tabs.
Partner Integrations: Access Modulo anywhere with simple, easy-to-use APIs. Integrate Modulo to unlock rewards for your community members.
One-click, instant borrowing: Instantly allocate crypto collateral from your Modulo Vault and borrow without bridging.
Fixed Terms, fixed rates, and flexible collateral: Predictable borrowing terms built on a deterministic rate curve with available multi-asset margining.
Set limits and optimize deployment: Set limits to borrow when rates are low or lever up your portfolio when prices decline.
Modulo is built by a global team of technologists that have designed, architected and delivered some of the most widely-used and innovative products across all of crypto including Talos, MakerDAO, Kraken, Dfns, Voyager, Plutus, and more. We also draw upon a rich history of excellence in traditional finance and web2 stemming from organizations like AQR Capital Management, Morgan Stanley, Meta, Shopify, and Codex among others.
Modulo is maintained and governed by the Modulo DAO and DAO elected governors. The Modulo DAO is responsible for establishing core protocol parameters, reviewing improvement proposals, and implementing any changes to protocol code while maintaining public, immutable records of all core activities.
